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Tag: Smart Coverage Insurance Solutions

State Law Requires Insurers to Verify Your Annual Mileage

State Law Requires Insurers to Verify Your Annual Mileage

Under California law, auto insurers are required to verify vehicle mileage at least every three years, including current annual mileage and miles driven to and from work and/or school. The state requires insurers to collect this information so that they can price their policies according to a policyholder's risk and ensure that drivers who spend more time on the road pay a higher premium than...

Tips on Ladder Safety for Autumn Chores

Tips on Ladder Safety for Autumn Chores

When autumn arrives, and leaves fall, you'll want to clear out your eaves and rain gutters, and trim back branches and hedges that grew long over the summer. Much of that work is in high places ― the gutters that you'll be unclogging of leaves and debris and inspecting for damage or leaks.  You'll also be up high if you're trimming tree branches that are...

California Homeowners Aren't Alone: The Insurance Crisis Is Nationwide

California Homeowners Aren't Alone: The Insurance Crisis Is Nationwide

If you've been dismayed at being dropped by your homeowner's insurer or have seen your premiums rise dramatically the past few years, you should know you're not alone. While the insurance crisis is especially severe in California, homeowners across the country are seeing their premiums rise as the cost of home repairs and other factors affect claims costs. There are a number of factors impacting...