The Growing Danger of Lithium-Ion Battery Fires
Posted: February 4, 2025
Lithium-ion batteries power many of the devices we use every day, but they also pose significant fire risks if mishandled. Fires caused by these batteries in cell phones, laptops, electric vehicles and more are on the rise, and the number of house fires they start is also growing. Lithium-ion batteries are typically contained in devices and are rechargeable, unlike your AA or AAA batteries. While...
How to Take the Ultimate Home Inventory
Posted: January 28, 2025
Would you be able to list everything that was damaged, destroyed or lost in your house or apartment if you had to file a claim with your insurance company? Trying to remember everything as you are dealing with the mental trauma of your abode being destroyed is not an easy task. You would have a thousand things on your mind, like finding your most important...
Gaps in Your Policy Coverage Can Leave You Exposed
Posted: January 21, 2025
You may have auto insurance and home or renter's insurance in place to make sure you are covered in case of an accident. But, depending on the circumstances of a claim, you may have coverage gaps in your insurance, and policyholders that do put themselves, their family and their possessions at risk. You should review your policies to see if you have any of the...
Insure Your Sewer Line and Other Underground Utility Lines
Posted: January 15, 2025
Too many homeowners assume that a sewage backup or other underground drainage/sewage line is their local government's responsibility - until they have a problem. Homeowners and landlords often only find out too late, after thousands of dollars of damage, that their existing insurance doesn't cover them. As a homeowner or landlord, your responsibility for sewer line maintenance and repair includes everything from your house to...
What to Do after a Hit-and-Run Accident
Posted: January 7, 2025
Most of the time, if you've been in a collision, the other party stays put so that you can exchange insurance information and wait for police or emergency services if there is a dispute or injury. But on occasion, the other driver flees the scene, leaving you likely frazzled and scrambling. If you carry uninsured driver's coverage, the costs will be covered by your insurer....