Will Your Coverage Replace Your Car's Smart Keys?
Posted: April 22, 2025
Metal car keys have largely disappeared for new cars, replaced by a key fob or remote with a transponder that needs programming before use. Although these devices add convenience, they're pricey. You'll pay $200 to $500 to replace a smart key. If you lose all your keys, you might need to replace the locks, which could cost $1,000. Although these devices add convenience, they're pricey....
Keeping It Honest When Filing Claims
Posted: April 15, 2025
Unfortunately, some people when they have a homeowner's claim will try to fudge on what exactly was stolen, and/or its value, when reporting the loss to their insurance company. But one man whose home was burgled is now receiving nothing after a court found that he had lied when filing his claim about the extent of his loss. A federal district court in California ruled...
Most California insurers foregoing inventory for wildfire victims
Posted: April 8, 2025
Homeowners in Los Angeles County impacted by recent wildfires can breathe a little easier, after state Insurance Commissioner Ricardo Lara issued an order that bars insurance companies from canceling or non-renewing homeowner's policies in wildfire-affected areas for at least one year. He also ordered insurance companies to make advance payments to policyholders who had their homes damaged or destroyed by the fires, in order to...
Had an Accident? Put Your Smart Phone to Use
Posted: April 1, 2025
Taking pictures after a car accident can be crucial for your insurance claim, as they provide irrefutable evidence of the damage, injuries and surrounding conditions, helping to establish fault and support your compensation claims. This is especially important after an incident that results in serious damage and/or injuries, which can result in legal action. Attorneys rely heavily on photographic evidence to build a compelling case....
Renter's Insurance, the Affordable Peace of Mind
Posted: March 17, 2025
Nearly half of renters are uninsured for fire, natural disaster and burglary, according to the Insurance Information Institute. Why do so many people take this unnecessary risk? Some may think that their landlord's insurance will cover any claims, or they think that only houses are broken into — and not apartments. But the fact is that more apartments are broken into than homes, and apartments...